Investments

Every major investment instrument, reviewed together as one portfolio — unbiased, multi-provider, and matched to your actual goals.

GIFT City Products

USD-denominated mutual funds, PMS and AIFs domiciled in India's International Financial Services Centre. Useful for global equity, fixed-income or multi-asset exposure without the operational friction of opening overseas brokerage accounts. Structures are compared for currency risk, tax treatment (including any Section 10 benefits), liquidity and alignment with FEMA/LRS rules.

Suits: NRIs, OCIs and resident investors seeking clean, regulated international diversification alongside their domestic holdings.

Get a free review

SIF (Specialized Investment Funds)

The regulated middle layer between mutual funds and PMS. SIFs allow more flexible strategies (including limited long-short exposure) inside a mutual-fund-like structure with a lower entry point than PMS. Funds are shortlisted for strategy clarity, risk controls and fit with the rest of your portfolio — never because one AMC is currently pushing them.

Suits: investors who have outgrown plain mutual funds but are not yet ready for a full PMS mandate (minimum typically ₹10 lakh).

Get a free review

PMS (Portfolio Management Services)

Discretionary or non-discretionary portfolios built around your specific mandate, risk tolerance and tax situation. Managers and strategies are evaluated for consistency of process, concentration limits, turnover and after-fee outcomes — not for the size of the distribution commission. Ongoing review focuses on style drift and whether the mandate still matches your life stage.

Suits: HNIs and NRIs with ₹50 lakh+ who want higher customisation and direct ownership of securities.

Get a free review

AIF (Alternative Investment Funds)

Access to Category I, II and III strategies — private equity, private credit, real estate, long-short, and other alternatives — selected for genuine portfolio diversification rather than the flavour of the quarter. Structures, lock-ins, fees and manager track records are compared side-by-side so the allocation sits correctly beside your listed equity and fixed-income holdings.

Suits: HNIs and family offices seeking differentiated return streams and willing to accept lower liquidity and higher minimums (typically ₹1 crore+).

Get a free review

Not sure where to start?

Take the Free Financial Health Check